比特币：是新投资还是骗局？

2017年年初，大熊在同事的鼓动下买了2枚比特币，当时是7200元每枚。自从买了这个之后，大熊的心就跟过山车一样，忽高忽低。有时一天一枚都能涨几百元，有时是跌几百元。后来自己实在受不了这个刺激，在涨到2万多元时卖了。同事继续持有，在涨到3万元时，同事还笑话大熊卖亏了。不过大熊很坦然，他想“只要赚了就好”。后来国家出台了有关比特币监管的政策，比特币的价格短短几天降到16000多每枚，大熊的同事后悔不已，最后忍痛低价清仓了。

At the beginning of 2017, the bear bought two bitcoins at the instigation of his colleagues, which was $7,200 each. Since the purchase of this, the bear's heart has been as high and low as a roller coaster.

疯涨的比特币引来了疯狂的追捧，以比特币为代表的数字货币带来的风险逐步扩大，被人利用，过度包装，虚假宣传等诈骗项目开始出现，很多打着加密数字货币的传销，像某福币、某星币、某华币、某行币等都是已经曝光的数字货币传销。一直主张价值投资的股神巴菲特说：“比特币的内在价值几乎为零，这是一场海市蜃楼。”

The madness of bitcoin has led to a crazy pursuit, and the risks of digital currency, represented by bitcoin, have gradually increased, with people taking advantage of, overpacking, false propaganda, and other fraudulent projects beginning to emerge. Many of the sales of encrypted digital money, such as one fork, one for star, one for Chinese, one for Chinese, and one for Chinese, are already exposed digital money sales. The stockmaster Buffett, who has always advocated value investment, says, "The intrinsic value of bitcoin is almost zero, and it's a mirage of the sea."

对于比特币的态度，美国、德国和爱尔兰等国家在不同程度上认可了比特币，并着手修订法律加以监管，乌克兰也在召开会议谈论，不过中国、韩国、泰国始终未纳人“货币许可”的法定范畴。

With respect to Bitcoin's attitude, countries such as the United States, Germany and Ireland, to varying degrees, have endorsed bitcoin and have begun to amend their laws to regulate it. Ukraine has also met to discuss it, although China, Korea and Thailand have always failed to meet the statutory scope of “currency permits”.

虽然比特币背后的区块链技术，是值得更多人关注的，数字货币也将是未来货币的趋势，可是中国正在研究自己的数字货币，并且是基于中央中心化系统，不可能把比特币当作法定货币。

While the block chain technology behind Bitcoin is worth more attention, and digital currency will also be a trend for future currencies, China is studying its own digital currency and is based on a centralized system that makes it impossible to use Bitcoin as a legal currency.

另外，比特币的最终总量只有2100万个，目前已经开采出1644万枚，未开采的只剩456万枚，如果全部开采完毕，排名前500名中比特币的持有量占市场总量的20%。过度集中将严重影响比特币流通。并且与其他货币相比，比特币的市场容量小，这意味者容易被人操纵，这些都注定了比特币不可能成为全球数字货币的最终形态。

Moreover, the final amount of Bitcoins is only 21 million, and 16.44 million have been mined, leaving only 4.56 million unexploited, with the top 500 holding 20% of the total market if fully mined. Excessive concentration will seriously affect the circulation of bitcoins.

比特币开始是在特定的人群手中流通，后来因为被发现，而有了投资的价值。又因为它的总数是有限的，并且稀少，正赶上目前各国都对数字货币的需求趋势。虽然未来数字货币有区块链技术，但并不是所有区块链技术的数字货币都能成为被认可、国家背书的数字货币。

Bitcoin began to circulate in the hands of specific groups of people, and was later found to have the value of investment. And because its totals are limited and scarce, they are keeping pace with the current trend in demand for digital currencies across countries.

于是很多投机的人觉得这是个好机会。投机的人越多，比特币的价格就水涨船高，越高就越受追捧。这就是投机人的特点，只不过大家都希望自己不是“接盘侠”而已。目前，比特币主要的用户群体为年轻人。

So a lot of speculators think it's a good opportunity. The more speculators, the higher the price of Bitcoin, the higher it gets. That's what speculators are all about, except that they want to be not the "baggers." Now, Bitcoin's main user group is young people.

比特币交易中真实用于支付、购买的只占10%一20%，剩下的都是投机者。投机比例如此之高，导致其价格也是大起大落，也许数分钟内跌涨幅都是几倍。价格波动如此之大的货币，怎么能在购买普通商品中使用呢？尤其是一笔交易最快5分钟，一般需要10分钟，这与现在越来越快的交易需求大相径庭。

In bitcoin transactions, only 10% of the money is actually spent and purchased, and the rest are speculators. The speculation rate is so high that its prices are falling sharply, perhaps several times in a few minutes. How can a currency with such price volatility be used to purchase ordinary goods?

比特币不能用来交易使用，又不能获得国家的认可，价格波动又这样大，在不久的将来，我国推出自己的数字货币，那时拿着比特币的人该如何是好？我们做的是投资，不是投机，不能在看到别人赚到钱时眼红冲动，忘记投资的初衷是首先学会保本，不能在巨大利益之下迷失自己的投资原则，不了解的不投资，不借钱投资，不要相信一夜暴富。

Bitcoin cannot be traded for use or accepted by the State, and price volatility is so great that in the near future we will be launching our own digital currency, and what would it be better for those with it to do? What we do is invest, not speculatory, and not look at people when they see money, forgetting that investment is intended to be the first to learn to protect itself, not to lose its own investment principles under great profit, not to invest, not to borrow money, not to believe in the one-night boom.

如果真的想去投资，那么在投资之前问问自己：价格波动如此之大且颜繁，自己的心脏能受得了吗？自己真的了解比特币吗？自己是否有金融操盘手的能力？自己有时间一直看盘吗？万一亏了，自己能承受这么大的压力吗？

If you really want to invest, ask yourself before investing: "Is your heart okay with price fluctuations so great and so much? Do you really know bitcoin? Do you have the ability to run a financial game? Do you have the time to watch it all the time? If you lose it, can you bear the pressure?"

赚钱的机会有很多，不能在明知是坑的时候还往下跳，跳之前想的是自己能保持冷静，这样肯定不会做最后的接盘人，只不过身在局中之后就忘记了最初的想法，最后除了悔恨还是悔恨。

There are many opportunities to make money, not to jump down when you know it is a pit, and to jump before you think you can stay calm, so that you will not be the last person to be a handler, but after you are in the game, you forget the original idea and end up with regret or remorse.